Hazelwood Office

HAZELWOOD: 314-731-1117

Payment Options

Insurance Image

At Ferguson Optical, our goal is to promote good eye health and enable you to have the clearest vision possible. We accept several types of vision insurance, cash, CareCredit financing, and most credit cards. We inform our patients about exam and treatment costs at the beginning of your appointment. If you require a breakdown of costs, please let us know.

Vision Insurance

The knowledgeable staff at Ferguson Optical is experienced in working with vision insurance providers. We will work directly with you and your vision insurer to submit claims regarding your vision care. We strive to ensure that you understand your insurance coverage and will answer any questions you may have regarding your benefits. Many current vision plans are designed to cover most of the basic vision-related costs, but not all costs associated with eye care. Most plans often require a co-payment for an office appointment as well as additional costs that are covered by the insured patient.

We accept most insurance and discount plans:

  • United Health Care
  • Avesis
  • Mercy Health Care
  • Anthem Blue Cross
  • Always Vision
  • Opticare Vision
  • Vision Service Plan
  • Vision One
  • Most Union Plans   
  • N.A.L.C.   
  • VCP / Comp. Benefits
  • National Vision Associates   NVA
  • AARP
  • Cigna
  • Special Discounts for Any VSP member.
  • Vision Benefits of America
  • Spectera / Optum Health
  • Davis
  • General Motors
  • Eyemed
  • Aetna Better Health
  • Coast To Coast
  • Local 655
  • Optichoice/Clarity
  • Great West
  • Premier Benefits
  • March Vision
  • Advantica 
  • Ameriben

Contact our office to find out if your insurance provider is accepted in our office or for more information about your vision coverage.

Flexible Spending Accounts

Many employers are offering Flexible Spending Account (FSA) options to employees. Sometimes these are referred to as cafeteria plans and are elective, supplemental insurance savings plans. These plans are designed to let you save money in an account, pre-tax, to pay for additional medical expenses such as eye exams, glasses, contacts, and often laser vision surgery. Check with the benefits administrator at your work to see if you are eligible for this program. FSAs can typically be used in conjunction with any vision insurance plan to offset any out-of-pocket costs on your behalf.

Other Payment Options

Our optometry staff understands that cost is a concern when evaluating vision care providers. We do not want cost to be an obstacle to maintaining proper eye health and good vision. We accept various forms of payment and are able to discuss financing options with you prior to any examination. At Ferguson Optical, we also accept cash, CareCredit financing, and major credit cards. Call to schedule your eye exam today.